What kind of community often comes with a homeowners' association?

Active adult communities frequently have homeowners' associations (HOAs) because they are designed to provide a range of amenities and services tailored to the needs and interests of older adults. These communities often include features such as clubhouses, recreational facilities, and organized activities, which are managed by the HOA. The association helps to ensure that the community maintains its standards, oversees common areas, and provides maintenance services that cater to the lifestyle of its residents.

While luxury subdivisions can also have homeowners' associations, the question specifically highlights the type of community that is most synonymous with an HOA setup, particularly due to the lifestyle requirements that active adult communities promote. The nature of the services and governance found in active adult settings makes HOAs a fundamental aspect of their community structure.